X/NET ASSOCIATES PATENTS ISSUED
September 9, 2003

PENNSYLVANIA STATE EMPLOYEES' CREDIT UNION VALIDATES CREDISPHERE'S® VALUE PROPOSITION
September 9, 2003

PULASKI BANK & TRUST LEVERAGES X/NET ASSOCIATES' CREDISPHERE® FOR CONSUMER LENDING
September 9, 2003

X/NET ASSOCIATES TO RECEIVE PATENTS ON INNOVATIVE SOFTWARE TECHNOLOGIES
April 22, 2003

X/NET ASSOCIATES RELEASES CREDISPHERE® FOR SMALL BUSINESS
April 17, 2003

X/NET ASSOCIATES and CognitiveDATA ANNOUNCE JOINT MARKETING AGREEMENT
February 4, 2003

X/NET ASSOCIATES' CREDISPHERE® NOW SUPPORTS MORE THAN THIRTY EXTERNAL SERVICE INTEGRATION OPTIONS
January 10, 2003

2002

X/NET'S CREDISPHERE® PROVIDES TRAVIS CREDIT UNION WITH ENTERPRISE-WIDE AUTOMATED CREDIT ORIGINATION SOLUTION
November 5, 2002

X/NET ASSOCIATES' CREDISPHERE® NOW SUPPORTS CUNA MUTUAL GROUP'S INSURANCE CALCULATION ENGINE
June 24, 2002

X/NET ASSOCIATES SHOWCASES INTEGRATED SOLUTIONS AT INTERACT 2002 CONFERENCE
May 14, 2002

FIRST AMERICAN BANK DEPLOYS X/NET ASSOCIATES' CREDISPHERE® FOR AUTOMATED CREDIT ORIGINATION
March 14, 2002

2001

VOLKSWAGEN CREDIT SELECTS X/NET ASSOCIATES TO AUTOMATE ELECTRONIC LOAN DOCUMENT GENERATION
September 6, 2001

X/NET ASSOCIATES LAUNCHES eDocArchitect, A METASAGE® SOLUTION - Technology Company Develops Document Generation System
August 6, 2001

X/NET ASSOCIATES NAMES ALISA DESISTO CHIEF OPERATING OFFICER
July 16, 2001

X/NET ASSOCIATES LAUNCHES CREDISPHERE LITE FOR BANKERS SYSTEMS CUSTOMERS
February 19, 2001

2000

X/NET UNVEILS WEB FRONT END FOR REMBRANDT -- Technology Company Develops Web Interface for BSI Lending System
November 28, 2000

FARM CREDIT SERVICES of AMERICA ENLISTS X/NET TO BRING PRODUCTS ONLINE -- Lender to Provide Web-Based Loan and Lease Apps in February 2001
November 28, 2000

Backgrounder: WHAT THE INDUSTRY IS SAYING ABOUT WEB FRONT END
November 28, 2000

BANKERS SYSTEMS SELECTS X/NET FOR STRATEGIC WEB FRONT END AND INTERFACE DEVELOPMENT -- Companies Strengthen Strategic Relationship for Greater Integration Capabilities
July 17, 2000

X/NET SEEING RECORD SALES OF WEB FRONT END -- Online Loan Application Software's Q1 2000 Deliveries Equal Total 1999 Sales
Mar 8, 2000

Media Contact:
Rick Hughes
Tel: (585) 425-7047
Fax: (585) 425-2455
Email: rhughes@xnai.com